Simplify Budget: Ways to Lower Your Transportation Costs

In an effort to simplify our budget and make managing our finances easier, I’ve looked for new ways to reduce our household spending on transportation. The majority of our transportation costs comes from fuel and car maintenance, but I know everyone’s situation is different. Here are several ways that you can lower your transportation costs:

DIY Car Maintenance

This goes against everything that I learned as a kid. When I turned 16, my dad told me to bring my car to the shop to get its oil changed, instead of doing it myself. He said that the time it takes to change the oil is not worth it for how little you can spend to pay someone to do it. Granted, he was tired of doing things with cars after working with them for many years, but this is the lesson I learned. If you want to save money, learn to do the little things like changing light bulbs, changing your oil, wiper blades, etc. This can save you hundreds each year, if not more.

Bike When Possible

If you live close to your work, have you ever considered biking to work? I lived 5 miles from work and still made the trek by bike. It was great exercise and it was much cheaper than the $55 monthly pass on the train (or the gas expenses). People may think you are crazy, but it’s a great way to cut your costs.

Pay Off Car Loans

Even if you have a low interest car loan, you are likely still paying some money in interest. If you pay off your loan early, that is more money in your pocket. If you just have that money sitting in an savings account, it’s time to do something with it. Why not throw it at your car loan and enjoy life without a car loan for some time. Then, you can use the time without a loan payment to save up for your next car. Talk about getting ahead.

Reduce Your Driving

My wife started working from home a few months back. Since then, we’ve seen a significant drop in our fuel costs. While not everyone can just work from home, there are many ways to reduce your driving. Try planning out your trips to kill two birds with one stone, so to speak. Who knows what you could do with the extra money.

While lowering your transportation costs may not be vital to your financial success, it is less to worry about and money is still money. Anything extra that you can accumulate can be put towards financial success.

What are some ways you have lowered your transportation costs?

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