Debt Free People: How They Did It

You’ve probably heard Suzie Orman or Dave Ramsey talk to folks who were debt free. At some point you probably felt a pang of jealousy as your heard screams of joy they no longer owed on anything except their house — sometimes not even that. And, after things calmed down, you looked at your own balance sheet and felt a twinge of anger at the insurmountable odds at paying off your own bills.Continue Reading

Thanksgiving: Giving Thanks, Despite Your Financial Difficulties

On this blog we write many words telling you things will be okay, even though it feels like you’re drowning in debt or can’t find the funds to do the things you want to do. Still, despite your financial difficulties, you can still afford to eat, have a roof over your head, heat in your rooms, and a bed to sleep on. Oh, and you have clothes, unless you’re a nudist. Unfortunately, there are others out there who don’t have the money to pay for one of the aforementioned items.Continue Reading

Don’t Fret About Getting out of Debt

I’m going to get out of debt someday. Continue Reading

Not a Trick nor a Treat: It’s Christmas!

No, your calendar isn’t incorrect, nor is time on your smartphone. Halloween just ended, and Thanksgiving is a few short weeks away. Yet, taking a look at the stores and watching television makes one think Christmas is right around the corner. Well, in today’s society, it is. Actually, the holiday season has probably passed you by.Continue Reading

Future Finances: Are You Destined to Be Broke?

We can’t predict the future. Oh, some folks claim to know who’ll win the next Super Bowl or which Kardashian will get married and divorced within a 18 hour period but they’re just speculating. Or, as the scientists call it, speaking out of their posteriors. For the most part we don’t know what’s going to happen in the next year, next month, or next few minutes. There’s no doubt an individual can plan out their future somewhat; however, one minor incident can throw it for a giant loop.Continue Reading