Budget Basics 101: Why do you need an emergency fund?

Over the next few weeks or months we’re going to break down the process of budgeting into a series of questions many newcomers to the process tend to ask at one time or another. They aren’t silly questions because, as we all know, there are know silly questions. In fact, many of the queries we’ll answer in Budget Basics 101 are very common concerns to those with financial strife. Without solid answers and the reasons for them, budget newbies may set up an improper budget or give up altogether.Continue Reading

Down the Streaming Stream: What to Budget for Cable-Free TV

The revolution toward a streaming television universe is now in effect Viewers have decided to figuratively cut their cable cords or disconnect their satellite dishes in favor of streaming services. In turn, their costs are going way down. Well, perhaps not initially.Continue Reading

Budget Your Trip to … Washington D.C.

Despite the daily machinations of the Federal government, Washington D.C. is still a major tourist city that attracts millions of visitors a year from around the globe. Some visit to see the numerous government buildings like the White House, Capitol, or FBI Headquarters. Others visit to head to the monuments like those for Washington, Jefferson, and Lincoln. And then there are the Smithsonian museums which run alongside the National Mall.Continue Reading

Disneyland or Disney World: What Fits Your Budget?

First or second? Two parks or four? Sunny and dry California or sunny and humid Florida? These, as well as many other questions, go through one’s head when thinking about a vacation at either of America’s two Disney parks. On the one hand is California’s Disneyland. It’s the first ever and rich in history and nostalgia. On the other hand is Florida’s Walt Disney World. It’s the second park built and is, for lack of a better adjective, enormous. Where Disneyland is more intimate and can be visited in a few days, Disney World is huge and can take a week to see everything.Continue Reading

Taxes 2015: Which Way is the Best for You?

The New Year means more than just wiping the slate clean or designing resolutions. It also means preparations should be underway to file your 2014 federal taxes. Barring any unforeseen circumstances within the IRS or Congress, filing season begins promptly at midnight on January 20th. This doesn’t give you much time to prep all your paperwork, especially when employers and financial institutions don’t send out their tax forms until the end of the month.Continue Reading