Simple Ways to Ease Your Budgeting Burdens

Let’s face it, budgeting can be a monarchical ache in the posterior region. No matter how much we say it should be done to keep track of expenses and reduce debt, we’re not the ones performing the daily or weekly record keeping — you are. This means taking time out of your busy schedule to fill in categories, pay bills, and maintain ongoing record of ins and outs.Continue Reading

Why You Should Budget Your Groceries

There are plenty of categories that should be standard in a household budget. These include mortgage or rent payments, fuel or transportation and utilities. Without a category to keep track of these items someone could be kicked out of their residence, not be able to get anywhere and possibly have their water or electricity turned off. Another item that needs a mandatory place in the budget is groceries. Yet, sometimes this is left out.Continue Reading

Ensuring My Retirement | 3 Ways To Make Sure Your Retirement Fund Is Ample

Are you one of those people? One of those people that have been paying into your retirement fund, diligently, year after year, basically just “hoping” that, when it comes down to it, you will have the ample assets necessary to sustain your comfortable lifestyle for the rest of your life? Do you have the necessary assets (stocks, annuities, life insurance, bonds, cash, etc.) to meet, maintain and ultimately sustain your lifetime’s financial goals?Continue Reading

How to Avoid the Budget Blues

You created a household budget not too long ago, and it’s gone pretty well. You, or you and your partner, participated in regular meetings on how to adjust various categories and discussed what should and shouldn’t be added. You’re pretty satisfied at its progress. And yet you feel something cloudy settling inside your brain. It’s the budget blues.Continue Reading

How to Be Creative on a Budget

We all have a creative streak in us, be it the ability to write stories, make beautiful art or perform in front of an audience. For some of us, the urge to be creative is the compelling force to quit our day jobs and commit ourselves to our craft full-time. Unfortunately, making our craft pay for itself costs a bit of money at the beginning. The goal is to not let it cost a lot of money.Continue Reading