How to Get Extra Money for the Holidays

The holiday season is always an exciting time, for everyone but the bill payer. Although it’s a time for family and a time for fun, it can really burn a hole in your wallet. If you need some extra money for the holidays, it’s available if you’re willing to go out and get it.Continue Reading

Budget Basics 101: Why you should invest

In a previous Budget Basics post we discussed the reason why you should pay off debt first and invest later. In summary, it came down to having the available money to zero out your debt, even though you wanted to invest in the future. For this installment we discuss the reasons why you should invest. Okay, you’re confused, so let us clarify.Continue Reading

Budget Basics 101: Why give as well as receive

You’ve made it through the budgeting process with flying colors. Yes, there have been some stumbling blocks along the way. Still, you were able to vault over them in order to pay off your debt, build your emergency fund, and heavily invest in a 401(k), IRAs, or mutual funds. You even found enough money to payoff your house well ahead of time. You are, as the experts say, rolling in the dough. And now, as one of the final and continuing steps on your path toward financial independence, you’re ready to take the plunge and start giving away some of the money.Continue Reading

How to Get the Most Out of Your Disneyland Vacation

A trip to Disneyland and its sister California Adventure park in California is not cheap even for the smallest family. Tickets alone for a family of four can cost well over a thousand dollars for multi-day passes which allow you to jump from one park to another. Add transportation, food, lodging, and souvenirs and what was destined to be a relaxing trip can be turn out to be a stressful one for you and your budget.Continue Reading

Budget Basics 101: Why should you pay off debt first and invest later?

One of the biggest questions that comes up with new budgeters is the concept of debt versus investment. Many people do both, even when the financial situation is less than perfect. For example, individuals may have thousands of dollars of debt while maxing out their 401(k) programs at the same time.Continue Reading